File your Chapter 7 Bankruptcy for $0 Down. NO money out of your pocket!

$0 down to file for bankruptcy

  • $0 Down
  • Zero Stress
  • Instant Debt Relief
  • Wipe Out Credit Cards, Payday Loans, Medical Bills, Car Repossessions, and more!
  • Stop Wage Garnishment
  • Stop Creditor Phone Calls
  • Fresh Start

The legal team at Half Price Lawyers has the experience and dedication to help alleviate the stress and hardship associated with filing for Bankruptcy.

If you’re worried about losing your home, car or personal items, let our Las Vegas bankruptcy attorneys show you how it might be possible to keep these assets while you go through bankruptcy proceedings. Financial difficulties can be stressful, but we’re here to help.

You might be facing unwelcome calls from creditors. Mounting debt can keep you up at night and cause frustration. Our team of bankruptcy professionals wants to give you peace of mind with a low-cost bankruptcy filing. Let us show you how to stop creditors from calling and get back on your feet. We pride ourselves on offering easy solutions that provide fast relief for your financial problems.

We Offer FREE Bankruptcy Consultations in Las Vegas

Call our team at (702) 400-0000. We can explain the bankruptcy process. Let us show you what bankruptcy can do for you based on your own, personal situation. In just one visit, we’ll listen to your financial concerns and explain the bankruptcy process. Don’t be afraid to ask questions. We want you to be comfortable with how bankruptcy works and confident in our services.

Some of the questions we can answer during your free bankruptcy consultation in Las Vegas include:

Las Vegas Residents Can File For Bankruptcy

Working With Our Las Vegas Bankruptcy Attorneys

Going through bankruptcy or even considering filing for bankruptcy can be confusing and stressful. When you go through bankruptcy, there are important things that you can rely on from your attorney, including helping you understand what debts you can wipe clean. Bankruptcy can help you with any of the following types of debts:

  • Credit card debts
  • Individual bank loans
  • Personal loans
  • Other unsecured loans
  • Mortgage foreclosure
  • Car loan overpayments
  • Tax debts in limited circumstances

Some types of debts aren’t subject to discharge in personal bankruptcy, including child support payments, alimony payments and student loans. If you’re considering personal bankruptcy, the attorneys at Half Price Lawyers can help you clearly identify how filing for bankruptcy may help you.

What to Expect from Your Las Vegas Bankruptcy Attorney

Our attorneys want to help you consider all your options. If bankruptcy is the best path for you, we want to help you structure your bankruptcy in the best possible way. The choices that you make when it comes to how you pursue your bankruptcy can help you get the best possible result from your bankruptcy proceeding.

Our experienced legal team will help you with every step of the process, including:

  1. Knowing What Type of Bankruptcy You Can File. For individuals and couples, there are two types of bankruptcy — Chapter 7 and Chapter 13. Corporations can file for Chapter 11 bankruptcy. There are benefits to each type of filing and eligibility requirements to consider.
  2. Explaining What’s Exempt and What Gets Sold. Depending on the type of bankruptcy you file, there are some things that you get to keep. Your attorney will explain this in full. In Nevada, personal exemptions are quite generous for individuals.
  3. Guidance and Representation for Hearings. Your bankruptcy attorney will take the pressure off on hearing days because you know you’re walking into court with a professional.
  4. Help With Gathering Paperwork and Records. Your bankruptcy attorney is clear on what documents you need and how to gather the paperwork for your case.
  5. Tips on Things to Avoid. With years of experience in bankruptcy court, your attorney knows what could hurt your case and will help you avoid these mistakes, ultimately saving you time and money.
  6. Eyes on Deadlines. Your bankruptcy attorney will explain what deadlines you must meet, and help you understand exactly what to do to stay on top of time limits.
  7. Knowledge of Changes in the Laws. Bankruptcy laws change over time. The information that you read on the internet may no longer be correct. You can expect your bankruptcy attorney to keep up with the latest changes in the law.
  8. Status Updates. With your attorney’s help, you know as soon as changes occur in your case, and you understand the significance of each update in your case.

Types of Personal Bankruptcy Filings in Las Vegas

There are two types of bankruptcy filings for individuals in Las Vegas. You can file for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy is a complete discharge of qualifying debts. Chapter 13 bankruptcy is a restructuring that allows you to discharge some debts and pay a portion of other debts over time according to what’s affordable for you.

What you qualify to file depends on your income and what kinds of debts you have. Our team can help you determine which type you are eligible to file and the pros and cons of Chapter 7 and Chapter 13 bankruptcy proceedings.

Benefits of Filing With Our Las Vegas Bankruptcy Lawyers

Our attorneys can help you with every stage of a personal bankruptcy proceeding. Having Half Price Lawyers on your side gives you peace of mind without the high legal fees. If you’re considering bankruptcy, here are some of the benefits of working with our bankruptcy legal experts:

  • $0 down to get started
  • Stop creditor phone calls in their tracks
  • Never receive another collection letter from a creditor
  • Put an end to wage garnishment
  • Terminate credit cards and never pay them back
  • Get rid of medical bills that you never asked for
  • Stop repossession of your car
  • Bring your mortgage up to date and save your home
  • Keep property that’s the most important to you
  • Get the fresh financial start you need

The moment you file for bankruptcy, the only way a creditor can legally contact you is through your bankruptcy attorney. They are not allowed to contact you personally. However, this is not the case if you decide to represent yourself. The best way to put an end to the harassment is to speak with one of our lawyers immediately. In most cases, our friendly payment plans are $0 down.

Our Bankruptcy Attorneys Can Help You Get a Fresh Start

When you have debts that are unsecured like credit cards and medical bills, you can erase these debts in bankruptcy if you qualify. If you’re overwhelmed with debt, bankruptcy is the only way to stop debt collectors completely and wipe your debts clean. Good people end up in tough financial situations, which doesn’t mean you don’t deserve another chance. The benefit of filing for bankruptcy is that it can be the fresh start you need.

Depending on your circumstances, you may be able to structure your bankruptcy in a way that allows you to keep your home and your personal property. Filing for bankruptcy doesn’t necessarily mean giving up family heirlooms or losing your household goods. In fact, for most people, you can benefit from bankruptcy by discharging overwhelming debts while keeping what matters to you the most.

Steps to File for Bankruptcy in Las Vegas

When you’re considering filing for bankruptcy, it’s crucial to have the assistance of an experienced bankruptcy attorney. Missteps can ultimately make your bankruptcy unsuccessful, or it can prevent you from taking full advantage of the benefits that you can receive from bankruptcy. Our team can help you understand exactly what you need to do to file for personal bankruptcy, including:

  • Bankruptcy proceedings begin when you file a petition for bankruptcy in the appropriate court. You file a statement of your assets and your debts and list your current income and personal expenses. As soon as you file, debt collection efforts against you stop.
  • The court appoints a bankruptcy trustee to oversee your case. You must provide them with a copy of your tax returns.
  • Along the way, you get some credit counseling to help you in the future.
  • The bankruptcy court trustee holds a meeting of the creditors. It’s crucial to provide the information that the creditor needs to approve your bankruptcy.
  • When everything is in order and reviewed, the court approves your bankruptcy. Your debts are discharged. The whole process takes between three and six months.

We want to help you get the best possible result from the legal proceeding, whatever that means for you. Our goal is to help streamline the process for you as much as possible. We want you to have the confidence of knowing the legal process is helping you so you can make informed decisions about how to pursue your case. We represent your best interests every step of the way.

Contact Our Las Vegas Bankruptcy Attorneys

The decision to file for bankruptcy is individual to you. Are you ready for a new start? Our bankruptcy legal team can help. Contact us today to learn about your options. Chapter 7 or Chapter 13 bankruptcy may be the best option for you. On the other hand, your best choice may be to pursue a direction other than bankruptcy. When you work with us, you can count on us for honest, dependable advice and skilled representation throughout your bankruptcy proceeding.

If you’re done stressing over debt, give our legal team a call. Relief may be just a phone call away. There’s no cost to call, and there’s no obligation to speak to our legal representatives. Of course, at Half Price Lawyers, the price is always right. Call us today to begin.


Las Vegas Bankruptcy – Frequently Asked Questions

How Can Bankruptcy Help Me?

Bankruptcy gives you the chance to clear certain types of debts. If you qualify and complete the requirements, the debts are wiped clean so that you can have a fresh start. Some of the debt that you may be able to erase in bankruptcy includes:

  • Credit card debt
  • Medical debt
  • Payday advances
  • Car repossession
  • Home foreclosure

Bankruptcy means you can stop hiding your car from the repo man and start answering your phone again when you see “unknown numbers” on the Caller ID. Bankruptcy means peace and serenity and is also a great way to stop garnishments or even save your home from foreclosure.

There are many benefits to filing for bankruptcy that help you get your finances back in order. Low-cost bankruptcy with Half Price Lawyers can put an end to the stresses caused by debt, including harassing phone calls from creditors, lawsuits, wage garnishments, repossessions, foreclosures, and more.

How Do I File for Bankruptcy in Las Vegas?

Our Las Vegas bankruptcy lawyers will walk you through the process of determining which type of bankruptcy you qualify for, and what your options are. Your eligibility is determined by many factors, the most important of which is your gross monthly income. Please bring your most recent pay stub to your free consultation. Most of all, don’t worry. We are here to help you. You will leave the consultation with answers to all your questions.

Can I Afford to File for Bankruptcy?

We can get you started with $0 down. Half Price Lawyers offers affordable payment plans that are easy to understand. Let us show you how affordable our services can be.

At Half Price Lawyers, we match any other Las Vegas lawyer’s price quote for a bankruptcy. Our services are thorough and aggressive to help you get the fresh start that you deserve. See why thousands of people have trusted Half Price Lawyers as their Las Vegas bankruptcy attorneys.

Which Type of Bankruptcy Should I File?

There’s more than one way for an individual to file for bankruptcy. Whether you’re considering a Chapter 7 bankruptcy or Chapter 13 bankruptcy, our bankruptcy lawyers are here to help guide you through the process, simply and professionally.

The two proceedings have different procedures and different outcomes. We can explain the differences and help you determine what’s right for you. We can also help you with a business bankruptcy filing. Bring your most recent pay or income information to your consultation so that we can evaluate your case personally.

How Long Does the Bankruptcy Process Take?

Chapter 7 bankruptcies are typically completed in as little as four to six months. Contact our bankruptcy lawyers to learn which bankruptcy you qualify for in your unique financial situation.

What Types of Debt May Be Eliminated in Bankruptcy?

You can eliminate many types of debt in a Chapter 7 bankruptcy, such as credit card debt, medical debt, payday loans, collections, car repossessions, foreclosures, and more. Typically, tax debts, child support debts, alimony debts, student loans, and debts incurred through fraud are not dischargeable in bankruptcy.

Are There Debts That Are Not Dischargeable in Bankruptcy?

Yes, there are some types of debts that you can’t discharge in bankruptcy. They include child support payments, some types of outstanding taxes, alimony, and student loans. However, filing for bankruptcy can give you the fresh start you need to make these payments.

Can I Keep My House or Car If I File for Bankruptcy?

You are allowed to keep any property that is exempt or protected under Nevada’s property exemptions. This can include your home, vehicle, household belongings, 401k or retirement plan and more. This is an important question that can be specifically addressed by the lawyer at your free consultation.

Which IRS Debts Can Be Eliminated?

To discharge an IRS debt:

  1. The taxes in question typically must be at least three years old
  2. Your tax returns for the years in question have been filed more than two years prior to the bankruptcy; the IRS did not assess the tax within the last 240 days
  3. You must not have an IRS tax lien

At your consultation, we can review your ability to discharge your IRS debts. In the event we are unable to discharge your IRS debts through bankruptcy, we may be able to help you renegotiate the amount you are required to pay to the IRS through our Internal Revenue Service Offer In Compromise services.

How Our Las Vegas Bankruptcy Attorneys Can Help

Let us answer all of your questions about filing for bankruptcy. We know that it’s a big decision and that you have lots of questions. It’s our goal to help you understand what your options are. With hundreds of bankruptcy filings under our belts, we know the ins and outs of how to make a bankruptcy successful. We prepare the necessary paperwork, maintain communication to guide you through the process, and lead you to a newfound peace of mind and financial freedom. A true fresh start.

Having our team of experienced bankruptcy professionals working for you can help you ensure that your process goes smoothly the first time. It can also ensure that you take advantage of the bankruptcy rules and that you structure your bankruptcy to receive the maximum benefits.

Bankruptcy rules are complex. A simple error can cause your bankruptcy to be delayed or denied. You might miss out on a benefit that you could receive by doing your bankruptcy differently. We have the experience and skill to help you navigate the bankruptcy process smoothly and with confidence.

Contact our Las Vegas Bankruptcy Lawyers Today

Are you overwhelmed by your finances? Do you feel like you could use a fresh start? You have options.

Our bankruptcy lawyers have experience helping hundreds of Las Vegas clients just like you. We’re passionate about people. We invite you to come to meet with our legal team. There’s no cost for a consultation. Together, we can determine if bankruptcy is right for you and chart a course for a brighter future. Contact our team to speak immediately with a team member.

If you’re done stressing over debt, give our legal team a call. Relief may be just a phone call away. There’s no cost to call, and there’s no obligation to speak to our legal representatives. Of course, at Half Price Lawyers, the price is always right. Call us today to begin.

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“I needed to file bankruptcy and decided to go at it alone. That was not a good choice. I went to Half Price Lawyers and they listened to me and made sure I had the paperwork that was needed to do it right. When I met with them the secretary and assistant as well as the lawyer were nice and understanding. They were great and resolved my case quickly and accurately. I wish I would have went to them first. Thank you, Half Price Lawyers.” – Christine M.

 

5/5 Stars

 

Map & Directions

Our Las Vegas offices are centrally located downtown at:

732 S. 6th Street
Suite 100
Las Vegas, NV 89101

With easy access to major freeways and relevant courts, it’s easy to get the affordable legal representation you need. You can find our location and get directions to come to meet with our bankruptcy attorneys in the map below: