Now filing bankruptcies from $699!

Have questions about Bankruptcy Law?

Let our team of lawyers answer your questions.

 

Q:  Can I file for bankruptcy?

Our bankruptcy lawyers will walk you through the process of determining which type of bankruptcy you qualify for, and what your options are. Your eligibility is determined by many factors, most important of which is your gross monthly income. Please bring your most recent pay stub to your free consultation. Most of all, don’t worry. We are here to help you. You will leave the  consultation with a lawyer with answers to all  your questions.

Q:  How can bankruptcy help me?

Bankruptcy means you can stop hiding your car from the repo man and that you can start answering your phone again when you see “unknown numbers” on the Caller ID. Bankruptcy means peace and serenity and is also a great way to stop garnishments or even save your home from foreclosure.

But seriously, there are many benefits to filing for bankruptcy, chief of which is putting your finances back in order. Low-cost bankruptcy with Half Price Lawyers can put an end to the stresses caused by debt including harassing phone calls from creditors, lawsuits, wage garnishments, repossessions, foreclosures, and more.

Q:  What types of debt may be eliminated in bankruptcy?

You can eliminate many types of debt in a Chapter 7 bankruptcy, such as credit card debt, medical debt, payday loans, collections, car repossessions, foreclosures, and more.  Typically, tax debts, child support debts, alimony debts, student loans, and debts incurred through fraud are not dischargeable in bankruptcy.

Q:  Can I keep my house or car if I file for bankruptcy?

The short answer is “Sure.” You are allowed to keep any property that is exempt or protected under Nevada’s property exemptions. This can include your home, vehicle, household belongings, 401k or retirement plan, and more. This is an important question that can be specifically addressed by the lawyer at your free consultation.

Q:  How long does the bankruptcy process take?

Chapter 7 bankruptcies are typically completed in as little as four to six months.

Q:  Which IRS debts can be eliminated?

To discharge an IRS debt: (1) the taxes in question typically must be at least three years old; (2) your tax returns for the years in question have been filed more than two years prior to bankruptcy; (3) the tax was not assessed by the IRS within the last 240 days, and (4) you must not have an IRS tax lien.  At your consultation we can review your ability to discharge your IRS debts.  In the event we are unable to discharge your IRS debts through bankruptcy, we may be able to assist you in renegotiating the amount you are required to pay to the IRS through our Internal Revenue Service Offer In Compromise services.