The Las Vegas bankruptcy attorneys, Half Price Lawyers, can help you if you’re ready to stop feeling overwhelmed by debt. Personal bankruptcy can be the path to give you a fresh start and stop the debt collection calls. If it’s time to make a change, our skilled legal team can help you create and execute a plan to wipe away your debts and start fresh again.
Bankruptcy Attorneys for Individuals in Las Vegas
Personal bankruptcy is a process where you can honestly and legally erase some of your debts and get a clean state. Bankruptcy is a process that allows you to erase or restructure what you owe to make it affordable. You can stop debt collectors for good in a legal way. Bankruptcy is designed to help good people get back on track and give them financial freedom from overwhelming debt.
Filing for Personal Bankruptcy in Las Vegas
When you file for personal bankruptcy in Las Vegas, you don’t have to worry about giving away your home or your most important sentimental items. There are exemptions in bankruptcy law that allow you to keep your home up to a certain amount and personal items that are important to you.
In Nevada, the personal exemptions are quite generous. Our attorneys can help ensure that you understand what you get to keep and what qualifies for exemption from bankruptcy in your situation. We make sure that you take full advantage of your bankruptcy exemptions.
Working With Our Las Vegas Personal Bankruptcy Attorneys
An essential part of an individual bankruptcy proceeding is understanding what debts you can wipe clean in bankruptcy. Bankruptcy can help you with any of the following types of debts:
- Credit card debts
- Individual bank loans
- Personal loans
- Other unsecured loans
- Mortgage foreclosure
- Car loan overpayments
- Tax debts in limited circumstances
Some types of debts aren’t subject to discharge in a personal bankruptcy including child support payments, alimony payments, and student loans. If you’re considering personal bankruptcy, the attorneys at Half Price Lawyers can help you clearly identify how filing for bankruptcy may help you.
When you have a clear understanding of the law, you can understand if it makes sense for you to pursue a personal bankruptcy. If you have an overwhelming amount of unsecured debt, the answer is often that personal bankruptcy is an excellent way for you to get the fresh start that you deserve.
Personal Bankruptcy Attorneys in Las Vegas
Our attorneys want to help you consider all your options. If personal bankruptcy is the best path for you, we want to help you structure your bankruptcy in the best possible way. The choices that you make when it comes to how you pursue your bankruptcy can help you get the best possible result from your bankruptcy proceeding. Our team of experienced attorneys helps you every step of the way.
Types of Personal Bankruptcy Filings in Las Vegas
There are two types of bankruptcy filings for individuals in Las Vegas. You can file for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy is a complete discharge of qualifying debts. Chapter 13 bankruptcy is a restructuring that allows you to discharge some debts and pay a portion of other debts over time according to what’s affordable for you.
What you qualify to file depends on your income and what kinds of debts you have. Our team can help you determine which type you are eligible to file and what the pros and cons are for Chapter 7 and Chapter 13 bankruptcy proceedings.
Filing for Bankruptcy With Our Las Vegas Personal Bankruptcy Lawyers
Our attorneys can help you with every stage of a personal bankruptcy proceeding. Personal bankruptcy proceedings begin when you file a petition for bankruptcy in the appropriate court. You file a statement of your assets and your debts. You list your current income and your personal expenses. The court appoints a bankruptcy trustee to oversee your case. You must provide them with a copy of your tax returns. Along the way, you get some credit counseling to help you in the future.
As soon as you file, debt collection efforts against you stop. The bankruptcy court trustee holds a meeting of the creditors. It’s important to provide the information that the creditor needs to approve your bankruptcy. When everything is in order and reviewed, the court approves your bankruptcy. Your debts are discharged. The whole process takes between three and six months.
How Our Personal Bankruptcy Attorneys Can Help
When you’re considering filing for bankruptcy, it’s important to have the assistance of an experienced bankruptcy attorney by your side. Missteps can ultimately make your bankruptcy unsuccessful, or it can prevent you from taking full advantage of the benefits that you can receive from bankruptcy. Our team can help you understand exactly what you need to do and how you can avoid errors that can derail your case.
We want to help you get the best possible result from the legal proceeding whatever that means for you. Our goal is to help streamline the process for you as much as possible. We want you to have the confidence to know that the legal process is helping you. You can make informed decisions about how to pursue your case. We represent your best interests every step of the way.
Contact Our Las Vegas Personal Bankruptcy Attorneys
The decision to file for bankruptcy is individual to you. Are you ready for a new start? Our bankruptcy legal team can help. Contact us today to learn about your options. Chapter 7 or Chapter 13 bankruptcy may be the best option for you. On the other hand, your best choice may be to pursue an option other than bankruptcy. When you work with us, you can count on us for honest, dependable advice and skilled representation throughout your bankruptcy proceeding.
If you’re done stressing over debt, give our legal team a call. Relief may be just a phone call away. There’s no cost to call, and there’s no obligation to speak to our legal representatives. Of course, at Half Price Lawyers, the price is always right. Call us today to begin.
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