I am a transactional attorney. What does this mean? This means that I spend most of my day helping clients handle matters involving general business disputes, contracts, business formation and legal compliance. However, my job does not routinely involve lawsuits or the multiple facets surrounding them. Far too many people in the world today are …
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Debt Collectors are governed by the Fair Debt Collections Practices Act (FDCPA). This law is aimed at protecting consumers from debt collectors’ bad and/or illegal tactics. The FDCPA limits debt collectors in their attempts to collect. Unfortunately many debt collectors do not follow the FDCPA and use illegal tactics to collect. It is effective for …
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Why do I need to be careful when hiring a credit repair company? The credit repair industry is vastly misunderstood. Many people (including attorneys) realize that most people don’t understand how the process works, and as a result, have decided to take advantage of those people who need help. Often times when hiring a credit …
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What is the “Heartbleed Bug” and is it having an effect on my credit? The “Heartbleed Bug” is a man-made computer virus. The virus infiltrates website security systems and steals personal and private information of those who have accounts with those websites. This information ranges from your password, to your address, to your credit card …
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Note: This is part two of Bankruptcy and Your Credit Score: What You Need to Know How can I rebuild my credit after bankruptcy? Okay, so you have filed your bankruptcy, followed the court process and received your discharge. But, now what do you do? The purpose of filing bankruptcy, which is even described in …
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If you are considering bankruptcy, you may be wondering what effect a bankruptcy filing will have on your credit score. Will a bankruptcy filing ruin your credit forever? Is it possible to recover? How long will it take to rebuild my credit after bankruptcy? What is credit anyway? To understand how a bankruptcy will affect …
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“Fall Business Fashion: Out with the Corporation, in with the LLC!!!” Why Small Business Owners Constantly Choose The Wrong Legal Entity By: Matthew C. Hagerty What seems to be a common theme in my office is the presence of small business owners and recent entrepreneurs in disarray. The ever-trying individual, entrepreneurs routinely pour their heart and …
Is your home facing foreclosure? Are you trying to short sell your home? Are you trying to obtain a loan modification? Are you getting frustrated by all the red tape? Are you tired of getting the runaround? We specialize in helping people just like you stay in their homes, or short sell, without all the …
Why different chapters? The bankruptcy code contains various sections and provisions which delineate the different chapters of bankruptcy. “Chapter” merely refers to the kind of bankruptcy and the specific rules that apply. Why are there different chapters? The simple answer is because there are many different circumstances of individuals who file for bankruptcy. Some debtors …
First, you should never put yourself or anyone else at risk by drinking and driving. However, if you do find yourself in this situation and you see the red and blue lights behind you, put your blinker on, and do your best calmly pull over without jerking the wheel one way or the other. Turn …
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